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Learn What Your Indiana Medicare Supplement Options Are

November 21st, 2012

Medicare is the United States entitlement health insurance for those who are aged 65 and over or those with a particular disability but as many who are currently enrolled in Original Medicare will tell you, there are several significant gaps in coverage. It is important for those who are or will be enrolling in Medicare to understand what those gaps are and what additional coverage options like Indiana Medicare Supplement options are available to plug the holes.

Currently Original Medicare coverage is full of holes, for instance just a few of the things that Original Medicare leaves out are:

Dental care

Hearing and vision

No coverage for those traveling outside of the US

No coverage for skilled nursing care beyond 100 days

Only one well person physical per year

If you have or are planning to get, Medicare Part A and B then you will want to carefully consider your options. Currently there are two types of Medicare coverage in addition to Original Medicare, Medicare Advantage (Medicare Part C) Medicare Part D (prescription drug coverage)or Medigap (labeled A thru N)policies.

If you are looking for a Medicare plan which covers everything Medicare covers including Part D then a Medicare Part C or Medicare Advantage plan may be the right option for you.

If you do not like what Original Medicare covers, then a Indiana Medicare Supplement options may be the better choice. Depending on the Medigap plan you choose you can get additional coverage including:

Basic Medicare Benefits

Skilled Nursing

Medicare Part A and B deductible coverage

Foreign Travel emergency coverage

One thing to keep in mind, Medigap plans do not include Medicare Part D coverage so if prescription coverage is important you will want to add that policy separate.

Do you have questions about Indiana Medicare Supplement options? Just give us a call at 1-702-434-1230. No matter what type of insurance coverage you are looking for our team of experts is standing by ready to help you find the plan that best fits your needs and budget or if you prefer you can also click the link and check out our quote engine. It’s fast, free and there is never any obligation to buy.